Our friends over at Rebuild Cost Assessment have put together a short and extremely useful video that explains what the ‘Average Clause’ is, and why it is important that your buildings are insured for the correct amount. We highly recommend giving this video a watch to get a good understanding of what the ‘Average Clause’ …
Gain an understanding of High Net Worth Insurance and how it can protect you and your property
It is important for businesses across a wide variety of industries to understand the UK’s value added tax (VAT) system. While many countries around the world now have VAT systems, the UK’s features a number of different entitlements, rates and exemptions that may make understanding it in full somewhat difficult. Still, it is necessary for …
Commercial property insurance provides protection for property owners as they let out to third parties for commercial uses. This type of insurance policy is important due to the variety of costly incidents that can stem from allowing another party to occupy a commercial property, such as barns or steel structures. This cover is also often …
Owning an unoccupied building can pose serious liabilities because unoccupied buildings are more susceptible to vandalism, undetected repairs, fire and other losses. If you own unoccupied property, it is advisable to purchase unoccupied property insurance, also known as unoccupied building insurance to protect against risks. Risks Fire Lightning damage Explosion Windstorm or hail damage Smoke …
Owning precious valuables can sometimes be worrisome. On the one hand, possessing unique and expensive objects such as art, jewellery or an expensive home can be a source of pride and imbue you with a sense of distinction. On the other hand, these objects can create additional burdens, constantly requiring security and special consideration. How …
Deciphering all the parts of your home insurance policy can be difficult. This article covers the basics in order for you to better understand your policy. All home insurance policies follow the same general format: A declarations page, a definitions section and sections for property insurance and liability insurance. Policy Schedule The policy schedule is …
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