Public Article Category: Business

Employers’ Liability Guide

Employers’ Liability Insurance   The majority of employers in the UK are required to purchase employers’ liability insurance to cover against liability for injury or disease to their employees arising from employment.   England, Scotland and Wales   Employers’ Liability (Compulsory Insurance) Act 1969   Northern Ireland   Employer’s Liability (Defective Equipment and Compulsory Insurance)(Northern …

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Payment Card Industry Compliance

It has become commonplace for consumers to purchase goods and services with debit or credit cards rather than cash. However, this convenience may not only expose consumers to potential risks, but your business as well. To help protect both your company and your customers, as well as remain compliant, it is critical that your company …

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Keeping Your Data Secure

Data security is crucial for all businesses. Customer and client information, payment information, personal files, bank account details—this information is often impossible to replace if lost and is extremely dangerous in the hands of criminals. Data lost due to disasters such as a flood or fire is devastating, but losing it to hackers or a …

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Motor Fleet Insurance

Managing your business’ fleet of vehicles—worth anywhere from a few thousand to millions of pounds—can seem like a Herculean task. As a fleet owner, you must ensure your employees are authorised to drive, that each vehicle’s use is covered in your insurance policy and that you can add or remove vehicles from your policy to …

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Legal Expenses Insurance

Despite proper risk management practices, even the most successful and prepared organisations can find themselves suffering from the consequences of a legal dispute. And dealing with litigation problems certainly isn’t cheap—whether it be hefty fines and legal representation costs or excess time spent away from the office, such disputes can leave businesses with a broken …

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VAT Implications on Property

It is important for businesses across a wide variety of industries to understand the UK’s value added tax (VAT) system. While many countries around the world now have VAT systems, the UK’s features a number of different entitlements, rates and exemptions that may make understanding it in full somewhat difficult. Still, it is necessary for …

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Check when you must use the VAT reverse charge for building and construction services

In an attempt to reduce fraud in the construction industry, there have been radical changes implemented by HMRC that impose rules on the companies that are targeted by the new laws that are very different from how VAT has been collected and reported historically. The onus is now on the customer to pay the VAT …

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