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Art Industry Insurance Solutions

We offer a range of dedicated art industry insurance solutions that cover a wide variety of enterprises.

  • Art Galleries and Dealers
  • Museums
  • Auctioneers
  • Artists and Makers
  • Collectors
  • Art Consultants

Using specialist insurers enables us to offer competitive and bespoke cover for businesses in this sector. Whether you are an established operation, or a new start-up trading from home RS Risk Solutions can arrange insurance cover tailored to suit you. 

Our underwriters have a wide appetite for art, specie and heritage risks.  Their products have been designed specifically for this sector and the covers available include:

  • Worldwide all risks cover for art and antiques stock
  • Cover for trade fairs
  • Defective title
  • Cover for stock held on consignment
  • Cover for items in transit or removed to auction houses or framers
  • Liabilities incorporating employers, product and public liability cover
  • Cyber risk protection
  • Business interruption
  • Legal expenses

Private Collectors

In addition to business insurance, we arrange cover for individual collectors.  Usually this covers items or collections of a historical, special or rare interest including but not limited to art, memorabilia, wine, comics, maps and books.  

We can offer dedicated standalone policies or insure collections as part of a wider programme of private client insurance.  We have a range of high value home insurance products that offer wide levels of cover for cherished possessions alongside traditional buildings and contents insurance.

Legal Expenses Insurance

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Property Damage Insurance

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Business Interruption Insurance

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Employer’s Liability Insurance

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Public Liability Insurance

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Product Liability Insurance

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Professional Indemnity Insurance

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Commercial Motor Insurance

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Key Person Protection

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Specialist Claims Management

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Risk Management

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Cyber Risk Protection

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Legal Expenses Insurance

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Property Damage Insurance

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Business Interruption Insurance

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Employer’s Liability Insurance

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Public Liability Insurance

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Product Liability Insurance

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Professional Indemnity Insurance

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Commercial Motor Insurance

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Key Person Protection

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Specialist Claims Management

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Risk Management

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Cyber Risk Protection

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* Please note, the insurance covers and risk management services shown above are a representative product bundle and are for illustration purposes only. These products are shown to raise awareness of what may be relevant and available for your type of business. However, we recognise that every business is different and in order for us to advise you specifically in relation to your insurance and risk management needs in more detail, please contact us.

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If you would like advice or a quotation please contact us.

We are an independent and regulated UK insurance broker predominantly supporting clients in:
London and the South East including: Surrey, Kent, East Sussex, West Sussex, Ashford, Bexhill, Brighton, Caterham, Chatham, Copthorne, Crawley, Crowborough, Croydon, Dorking, East Grinstead, Eastbourne, Edenbridge, Forest Row, Gillingham, Gravesend, Hastings, Haywards Heath, Heathfield, Horley, Horsham, Hove, Kingston upon Thames, Leatherhead, Lewes, Lingfield, Maidstone, Newhaven, Oxted, Redhill, Reigate, Royal Tunbridge Wells, Seaford, Sevenoaks, Sutton, Swanley, Tonbridge, Uckfield, Woking, Worthing

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Registered office: 2 Windsor Mews, Crown Drive, Heathfield, East Sussex, TN21 8FP. Registered in England and Wales, No. 11899365.

RS Risk Solutions Limited is authorised and regulated by the Financial Conduct Authority. FRN 843988

We are an independent insurance broker regulated by the Financial Conduct Authority and operate in the UK, predominantly in London and the South East, Surrey, Kent, East Sussex, West Sussex.

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Legal Expenses

Legal expenses insurance is designed to help protect individuals and businesses manage unexpected legal proceedings and access expert legal advice.

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Property Damage

Material damage insurance provides cover against most risks to your tangible property, such as, buildings, contents, plant and machinery, computers, stock, tools, etc. Sums insured need to be set based on the cost of replacement with new, excluding stock.

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Business Interruption

Business interruption cover aims to place an insured business in the same financial position it would have been had it not been for the occurrence of a material damage loss, such as a flood or fire.

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Employer's Liability

Employers’ liability insurance is a compulsory cover, usually required for up to £5 million limit of liability, although higher limits are available and often advisable.

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Public Liability

Public liability insurance helps protect your business against personal injury or property damage claims made by members of the public.

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Product Liability

Products liability insurance is an essential cover for any business which is supplying, manufacturing, distributing, wholesaling or retailing any products and can affect any or all parties across a supply chain.

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Professional Indemnity

Professional indemnity insurance covers the legal costs and expenses in defending any claim brought against you if you are considered by your customers to have provided inadequate advice, service or design.

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Commercial Motor

If you use a vehicle to support your business activities, such as travelling to different business locations, travelling with employees or colleagues, or other related business use, you will probably require commercial motor insurance as this provides a much wider range of cover than a standard personal motor insurance policy.

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Employee Benefits

The attraction and retention of key staff is critical to any business and by working with its expert partners, RS Risk Solutions can help you arrange a number of insurance covers that will appeal to your key staff, both as individual or group policies.

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Specialist Claims Management

Risk management focuses identifying, analysing and minimising risks that impact your business. A significant part of that is buying insurance cover which will help put you back on your feet again should an insured loss occur.

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Risk Management

RS Risk Solutions in collaboration with its expert risk management partners will help you to identify and understand how risks can be prevented from occurring and / or minimise the impact when they do.

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Cyber Insurance

Most businesses underestimate the risk suffering a cyber attack. It may surprise you to know that most small businesses have been victims of cyber crime in the past two to three years, with 50% of losses being in the region of £25,000.

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