Food and Drink Insurance Solutions
RS Risk Solutions can arrange a wide range of different food and drink insurance products. We can arrange insurance for food businesses and a wide range of catering insurance. We also work with leading providers of risk management solutions. Key insurance covers include property, including target and refrigerated goods, business interruption, goods in transit, catering public liability insurance, products liability, product recall insurance, loss of licence and many more key insurance solutions that protect your business, its customers and employees.
Food and Drink Insurance
We can arrange insurance for your food business including:
- Restaurant Insurance
- Cafe Insurance
- Hotel Insurance
- All types of catering insurance
Health and safety is always paramount when dealing with food, particularly when it is provided by a commercial organisation. We can arrange catering public liability insurance for businesses in the food and beverage industry that need to be adequately insured to protect themselves against costly legal fees and compensation claims which can arise.
Food and drink insurance solutions include covers such as:
- Property, accidental damage, refrigerated stock, glass breakage, business money.
- Business interruption.
- Avoidance of underinsurance and risk management, including:
- Calculation of sums insured.
- Risk management reports and assessments.
- Reputation risk including crisis management.
- Terrorism insurance.
- Liability to others:
- Employer’s liability.
- Product liability: this can protect your business if a customer suffers illness or injury as a result of consuming your product.
- Public liability including catering public liability insurance that can offer protection should a third party suffer injury or illness arising from your activities.
- Professional indemnity insurance.
- Product recall insurance.
- Directors and officers liability.
- Cyber risk protection.
- Legal expenses.
- Motor fleet and commercial vehicle, goods in transit.
- Protection of key people.
- Stock cover: protect your stock and ingredients in case something happens which means it is unusable.
- Business interruption cover: this is often an extra add-on policy which can provide financial protection should your business be unable to trade for any reason.
- HSE Recovery – if you are regulated by the HS Executive, this cover provides support should you breach regulations, including cover the HSE fee for intervention.
- Loss of Licence
- Claims Management Support including:
- Loss Recovery Insurance (LRI) – we work with leading claims management property and business interruption experts who can manage first loss issues, such as making your premises safe, and work with insurers to reach settlement agreements on your behalf.
Legal Expenses Insurance
1 of 12Property Damage Insurance
2 of 12Business Interruption Insurance
3 of 12Employer’s Liability Insurance
4 of 12Public Liability Insurance
5 of 12Product Liability Insurance
6 of 12Professional Indemnity Insurance
7 of 12Commercial Motor Insurance
8 of 12Key Person Protection
9 of 12Specialist Claims Management
10 of 12Risk Management
11 of 12Cyber Risk Protection
12 of 12
Legal Expenses Insurance
1 of 12Property Damage Insurance
2 of 12Business Interruption Insurance
3 of 12Employer’s Liability Insurance
4 of 12Public Liability Insurance
5 of 12Product Liability Insurance
6 of 12Professional Indemnity Insurance
7 of 12Commercial Motor Insurance
8 of 12Key Person Protection
9 of 12Specialist Claims Management
10 of 12Risk Management
11 of 12Cyber Risk Protection
12 of 12* Please note, the insurance covers and risk management services shown above are a representative product bundle and are for illustration purposes only. These products are shown to raise awareness of what may be relevant and available for your type of business. However, we recognise that every business is different and in order for us to advise you specifically in relation to your insurance and risk management needs in more detail, please contact us.
If you would like advice or a quotation please contact us.
We are an independent and regulated UK insurance broker predominantly supporting clients in:
London and the South East including: Surrey, Kent, East Sussex, West Sussex, Ashford, Bexhill, Brighton, Caterham, Chatham, Copthorne, Crawley, Crowborough, Croydon, Dorking, East Grinstead, Eastbourne, Edenbridge, Forest Row, Gillingham, Gravesend, Hastings, Haywards Heath, Heathfield, Horley, Horsham, Hove, Kingston upon Thames, Leatherhead, Lewes, Lingfield, Maidstone, Newhaven, Oxted, Redhill, Reigate, Royal Tunbridge Wells, Seaford, Sevenoaks, Sutton, Swanley, Tonbridge, Uckfield, Woking, Worthing