Food and Drink Insurance
RS Risk Solutions can arrange a wide range of different insurance products which are suited to businesses within the food and drinks industry. Whether your business is engaged in catering activities, you are hoteliers or own a café, restaurant or bed and breakfast, we can arrange hospitality insurance and risk management solutions through our specialist panel of insurers and risk solution partners.
Health and safety is always paramount when dealing with food, particularly when it is provided by a commercial organisation. Businesses in the food and beverage industry need to be adequately insured to protect themselves against costly legal fees and compensation claims which can arise.
Legal Expenses Insurance
1 of 12Property Damage Insurance
2 of 12Business Interruption Insurance
3 of 12Employer’s Liability Insurance
4 of 12Public Liability Insurance
5 of 12Product Liability Insurance
6 of 12Professional Indemnity Insurance
7 of 12Commercial Motor Insurance
8 of 12Key Person Protection
9 of 12Specialist Claims Management
10 of 12Risk Management
11 of 12Cyber Risk Protection
12 of 12
Legal Expenses Insurance
1 of 12Property Damage Insurance
2 of 12Business Interruption Insurance
3 of 12Employer’s Liability Insurance
4 of 12Public Liability Insurance
5 of 12Product Liability Insurance
6 of 12Professional Indemnity Insurance
7 of 12Commercial Motor Insurance
8 of 12Key Person Protection
9 of 12Specialist Claims Management
10 of 12Risk Management
11 of 12Cyber Risk Protection
12 of 12Key product bundles:
- Property, accidental damage, refrigerated stock, glass breakage, business money.
- Business interruption.
- Avoidance of underinsurance and risk management, including:
- Calculation of sums insured.
- Risk management reports and assessments.
- Reputation risk including crisis management.
- Terrorism insurance. Liability to others:
- Employer’s liability.
- Product liability: this can protect your business if a customer suffers illness or injury as a result of consuming your product.
- Public liability: can offer protection should a third party suffer injury or illness as a result of your work.
- Professional indemnity.
- Directors and officers liability.
- Cyber risk protection.
- Legal expenses.
- Trustee liability.
- Local authority bonds.
- Motor fleet and commercial vehicle, goods in transit.
- Protection of key people.
- Stock cover: protect your stock and ingredients in case something happens which means it is unusable.
- Business interruption cover: this is often an extra add-on policy which can provide financial protection should your business be unable to trade for any reason.
- HSE Recovery – if you are regulated by the HS Executive, this cover provides support should you breach regulations, including cover the HSE fee for intervention.
- Specialist claims management:
- Loss Recover Insurance (LRI) – we work with leading claims management property and business interruption experts who can manage first loss issues, such as making your premises safe, and work with insurers to reach settlement agreements on your behalf.
* Please note, the insurance covers and risk management services shown above are a representative product bundle and are for illustration purposes only. These products are shown to raise awareness of what may be relevant and available for your type of business. However, we recognise that every business is different and in order for us to advise you specifically in relation to your insurance and risk management needs in more detail, please contact us.
If you would like advice or a quotation please contact us.