Dash cams have become a popular tool for drivers to capture footage of the road and provide evidence in the event of an accident. They are a legal to use on UK roads and you do not need a licence to own and use one.
A dash cam, also known as a dashboard camera is a type of camera that is mounted on a vehicle’s dashboard and records video footage while you are driving. It captures events that occur while you are on the road, including accidents, road incidents, and traffic violations. Some dash cams also have built-in GPS systems that can track the speed of the vehicle and its location, as well as a microphone to record audio. The recorded footage can be used for evidence in the event of an accident or for personal documentation of a road trip or journey.
Benefits of Installing a Dash Cam include:
Evidence in the Event of an Accident: Dash cams provide a visual record of what happens on the road. In the event of an accident, this footage can be used to determine who was at fault and help resolve any disputes with police and insurance companies.
Protection Against Fraud: Some drivers may try to falsely claim that an accident was your fault in order to receive compensation from your insurance company. Dash cam footage can be used to disprove false claims and protect you against fraud.
Peace of mind: Having a dash cam can give you peace of mind when driving, knowing that you have a record of your travels and any incidents that may occur.
Can I use dash cam videos in an insurance claim?
Dash cam footage is now accepted by a growing number of insurers as evidence in claims.
The AA research shows that two-thirds of drivers (67%) are happy for insurers to collect driving data if it means better evidence in accident cases.
The footage can also help police better tackle problems like road rage or texting at the wheel. It is easier to report and prove there’s been an incident when there’s a clear image of the registration plate in question.
They can serve as evidence in the event of accidents, disputes or insurance claims, helping to determine fault and speeding up the claims process. Additionally, having a dash cam in a vehicle can act as a deterrent for bad driving behaviour, as drivers are aware that their actions are being recorded. This can help to reduce the number of incidents of road rage, tailgating, and other dangerous driving behaviours. Furthermore, dash cams can also be used to gather data on driving patterns and behaviours, which can be used to improve road design and infrastructure to hopefully reduce the risk of accidents.
