If your client is uncooperative when it comes to before and after photographs, this could lead to issues should there be a post-treatment complaint/claim as insurance policy conditions are clear. Is it worth taking the risk of treatment without photographs? The insured shall ensure that photographs are taken of the patient capturing the patient’s treatment […]
Before and After Photographs – Policy Conditions Read More »
We understand that when a client/patient complains about the outcome of a treatment or therapy, it can cause your stomach to flip and your heart to race – so what should you do when this happens? Simply put – you call us! The more detailed answer is that there are two different aspects to consider
What to do if a potential claim arises? Read More »
The standard sections of cover a Salon Insurance Policy are designed to cater for the majority of your insurance needs. A standard Salon Insurance package typically includes: Property at the premises – buildings or tenant’s improvements, contents, machinery, stock and electronic equipment. Money. Business Interruption (also known as loss of profit). Goods in Transit by
Food, clothing and homeware retailer Marks & Spencer (M&S) is working around the clock to recover from a significant cyber-attack that has wiped almost £750 million off its value. Additional retailers, the Co-op and Harrods, recently reported similar attacks that forced them to temporarily shut down parts of their IT systems. These attacks are a
M&S Cyber-attack a “Wake-up Call” for UK Retailers Read More »
Deciding how to keep workplaces cool and outdoor workers safe is becoming a pressing matter for many organisations. It is not uncommon for temperatures to reach into the 30s in the UK now during the summer months. It’s essential for organisations to implement measures to ensure the welfare of their employees during extreme heat. This
Risk Insights – Working is warmer weather Read More »
Across all industries, certain workers may be required to work alone. Whether it’s due to staff shortages, late-night shifts, the nature of the job or other reasons, employees who work alone tend to be more vulnerable than those who have colleagues present. Lone workers may face an increased risk of workplace violence, especially if they
Employee Safety While Working Alone Read More »
On Wednesday, 26th March 2025, Chancellor of the Exchequer Rachel Reeves delivered her Spring Statement to Parliament. The measures announced the aim to “grasp the opportunities in a changing world.” The chancellor’s statement is not a formal budget but an update on the economy and any developments since her official fiscal statement in October 2024.
Overview of the 2025 Spring Statement in Parliament Read More »
We always strongly recommend to our clients that they maintain Medical Malpractice Insurance policies in force for their protection even after they cease trading, either for short periods or permanently. This article explains why. Medical Malpractice Insurance policies are typically written on a ‘Claims Made’ basis. A Claims Made policy will pay out for any
Understanding the Importance of Claims Made Wordings in Medical Malpractice Policies Read More »
Blue Yonder, a firm providing end-to-end supply chain management software, was the victim of a ransomware attack on 21st November 2024. The attack caused operational disruption to several of Blue Yonder’s global clients, including coffee chain Starbucks and UK supermarkets Sainsbury’s and Morrisons. The breach highlights the significant risks posed by cyber-criminals targeting third-party
Starbucks, Sainsbury’s and Morrisons Impacted by Ransomware Attack on Software Supplier Read More »
The construction industry is continuously moving towards digitisation, adopting advanced technology such as artificial intelligence, the Internet of Things (IoT) and Building Information Modelling software. These innovations help to automate tasks, reduce waste and improve efficiency, productivity and safety. However, this shift also brings significant cyber-security risks. As construction companies increasingly rely on digital tools
Navigating Cyber-security Challenges in the Construction Industry Read More »
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