Public Articles

Before and after Photographs – What to do if your client/patient refuses?

Photographs The insured shall ensure that photographs are taken of the patient capturing the patient’s treatment area prior to treatment. The insured shall retain these photographs with the patient’s records for a period of ten years after the date of the treatment. If a patient refuses to have photographs taken, the patient’s refusal must […]

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What to do if a potential claim arises?

RSRISK SOLUTIONS

We understand that when a client/patient complains about the outcome of a treatment or therapy, it can cause your stomach to flip and your heart to race – so what should you do when this happens? Simply put – you call us! The more detailed answer is that there are two different aspects to consider

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Salon Insurance

RSRISK SOLUTIONS

The standard sections of cover a Salon Insurance Policy are designed to cater for the majority of your insurance needs. A standard Salon Insurance package typically includes: Property at the premises – buildings or tenant’s improvements, contents, machinery, stock and electronic equipment. Money. Business Interruption (also known as loss of profit). Goods in Transit by

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M&S Cyber-attack a “Wake-up Call” for UK Retailers

RSRISK SOLUTIONS

Food, clothing and homeware retailer Marks & Spencer (M&S) is working around the clock to recover from a significant cyber-attack that has wiped almost £750 million off its value. Additional retailers, the Co-op and Harrods, recently reported similar attacks that forced them to temporarily shut down parts of their IT systems. These attacks are a

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Risk Insights – Working is warmer weather

RSRISK SOLUTIONS

Deciding how to keep workplaces cool and outdoor workers safe is becoming a pressing matter for many organisations. It is not uncommon for temperatures to reach into the 30s in the UK now during the summer months. It’s essential for organisations to implement measures to ensure the welfare of their employees during extreme heat. This

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Employee Safety While Working Alone

RSRISK SOLUTIONS

Across all industries, certain workers may be required to work alone. Whether it’s due to staff shortages, late-night shifts, the nature of the job or other reasons, employees who work alone tend to be more vulnerable than those who have colleagues present. Lone workers may face an increased risk of workplace violence, especially if they

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Overview of the 2025 Spring Statement in Parliament

RSRISK SOLUTIONS

On Wednesday, 26th March 2025, Chancellor of the Exchequer Rachel Reeves delivered her Spring Statement to Parliament. The measures announced the aim to “grasp the opportunities in a changing world.” The chancellor’s statement is not a formal budget but an update on the economy and any developments since her official fiscal statement in October 2024.

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Understanding the Importance of Claims Made Wordings in Medical Malpractice Policies

RSRISK SOLUTIONS

We always strongly recommend to our clients that they maintain Medical Malpractice Insurance policies in force for their protection even after they cease trading, either for short periods or permanently. This article explains why. Medical Malpractice Insurance policies are typically written on a ‘Claims Made’ basis. A Claims Made policy will pay out for any

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Starbucks, Sainsbury’s and Morrisons Impacted by Ransomware Attack on Software Supplier

RSRISK SOLUTIONS

Blue Yonder, a firm providing end-to-end supply chain management software, was the victim of a ransomware attack on 21st November 2024. The attack caused operational disruption to several of Blue Yonder’s global clients, including coffee chain Starbucks and UK supermarkets Sainsbury’s and Morrisons. The breach highlights the significant risks posed by cyber-criminals targeting third-party

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Navigating Cyber-security Challenges in the Construction Industry

RSRISK SOLUTIONS

The construction industry is continuously moving towards digitisation, adopting advanced technology such as artificial intelligence, the Internet of Things (IoT) and Building Information Modelling software. These innovations help to automate tasks, reduce waste and improve efficiency, productivity and safety. However, this shift also brings significant cyber-security risks. As construction companies increasingly rely on digital tools

Navigating Cyber-security Challenges in the Construction Industry Read More »

Before and after Photographs – What to do if your client/patient refuses?

What to do if a potential claim arises?

Salon Insurance

M&S Cyber-attack a “Wake-up Call” for UK Retailers

Risk Insights – Working is warmer weather

Employee Safety While Working Alone

Overview of the 2025 Spring Statement in Parliament

Understanding the Importance of Claims Made Wordings in Medical Malpractice Policies

Starbucks, Sainsbury’s and Morrisons Impacted by Ransomware Attack on Software Supplier

Navigating Cyber-security Challenges in the Construction Industry

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