Commercial Insurance

Before and after Photographs – What to do if your client/patient refuses?

Photographs The insured shall ensure that photographs are taken of the patient capturing the patient’s treatment area prior to treatment. The insured shall retain these photographs with the patient’s records for a period of ten years after the date of the treatment. If a patient refuses to have photographs taken, the patient’s refusal must […]

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What to do if a potential claim arises?

RSRISK SOLUTIONS

We understand that when a client/patient complains about the outcome of a treatment or therapy, it can cause your stomach to flip and your heart to race – so what should you do when this happens? Simply put – you call us! The more detailed answer is that there are two different aspects to consider

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Salon Insurance

RSRISK SOLUTIONS

The standard sections of cover a Salon Insurance Policy are designed to cater for the majority of your insurance needs. A standard Salon Insurance package typically includes: Property at the premises – buildings or tenant’s improvements, contents, machinery, stock and electronic equipment. Money. Business Interruption (also known as loss of profit). Goods in Transit by

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The Importance of Adequate Insurance Cover – Rebuilding Cost Assessments

RSRISK SOLUTIONS

When purchasing or renewing your property insurance, it’s vital for you to ensure such cover includes correct property rebuilding sum insured. Doing so can make all the difference in providing sufficient protection and preventing the application of average clauses should a claim occur (reduction in claims payments due to underinsurance). You may have inaccurate rebuilding

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Employers’ Liability Guide

RSRISK SOLUTIONS

Employers’ Liability Insurance The majority of employers in the UK are required to purchase employers’ liability insurance to cover against liability for injury or disease to their employees arising from employment. England, Scotland and Wales Employers’ Liability (Compulsory Insurance) Act 1969 Northern Ireland Employer’s Liability (Defective Equipment and Compulsory Insurance)(Northern

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Payment Card Industry Compliance

RSRISK SOLUTIONS

It has become commonplace for consumers to purchase goods and services with debit or credit cards rather than cash. However, this convenience may not only expose consumers to potential risks, but your business as well. To help protect both your company and your customers, as well as remain compliant, it is critical that your company

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Commercial Property Landlord Liabilites

RSRISK SOLUTIONS

As the owner or manager of a property management firm, you are responsible for meeting your obligations to commercial tenants. By meeting those obligations, you help your tenants’ businesses thrive as well as keep yourself safe from charges of negligence and insurance claims. Furthermore, as general legislative trends see more and more senior managers, directors

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Protecting Yourself With Crime Insurance

RSRISK SOLUTIONS

You may think that your employees would never steal from you or that your business would never be the victim of theft, but the harsh reality is that nearly every business is eventually victimised by fraud or theft. Thieves (including your employees) do not need direct access to cash to steal from you—merchandise, supplies and

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Motor Fleet Insurance

RSRISK SOLUTIONS

Managing your business’ fleet of vehicles—worth anywhere from a few thousand to millions of pounds—can seem like a Herculean task. As a fleet owner, you must ensure your employees are authorised to drive, that each vehicle’s use is covered in your insurance policy and that you can add or remove vehicles from your policy to

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Legal Expenses Insurance

RSRISK SOLUTIONS

Despite proper risk management practices, even the most successful and prepared organisations can find themselves suffering from the consequences of a legal dispute. And dealing with litigation problems certainly isn’t cheap—whether it be hefty fines and legal representation costs or excess time spent away from the office, such disputes can leave businesses with a broken

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Before and after Photographs – What to do if your client/patient refuses?

What to do if a potential claim arises?

Salon Insurance

The Importance of Adequate Insurance Cover – Rebuilding Cost Assessments

Employers’ Liability Guide

Payment Card Industry Compliance

Commercial Property Landlord Liabilites

Protecting Yourself With Crime Insurance

Motor Fleet Insurance

Legal Expenses Insurance

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